Same Day Loans In One Day!
If you are thinking to yourself, does the term "same day loans" mean that I can get a quick cash loan with 1 minute approval online without waiting days or even weeks for credit approval? You are correct. 1 Hour Same Day Loans is the solution when you need cash fast.
Same Day Loan Approval
Let us dive head-on into these loans today by answering a few basic questions. I think it will be one of the most helpful ways in which I can help you determine if our same day loan product is the right loan for you. Then perhaps, we will move on to some of the finer details and workings of "Same Day Loans".
First, you may be wondering what are "Same Day Loans" ?
Same day loans are the same as a payday loan or cash advance, a loan you can get and a loan that is possible to fund on the same day. They are unsecured, short-term quick cash loans to help you bridge your finances until your next pay check arrives whether you have bad or good credit; usually during times of financial emergencies. One of the big reasons our customers choose SameDayLoans2.com is to cover small unexpected expenses while avoiding costly bounced check fees and late payment penalties.
Loan Funding In 1 Hour On Same Day Of Approval
Other popular uses are for emergency car repairs, cover rent or house payments and doctor visits. At SameDayLoans2.com, you can apply right here for a same day payday loan online and your cash advance can be electronically deposited today into your bank account (checking or savings) as quickly as 1 hour through ACH direct deposit, the latest form of wire transfer - it's free for you and the lender; and most importantly, almost all bank accounts automatically have it available these days.
If I submit an application am I obligated to take out a loan?
No! You always have the option to say "Yes" or "No" to taking out a loan with us. When you submit your application for one of our same day loans, you are simply requesting that you want to be approved and contacted by one of our agents to discuss your payday loan options. You may ask us questions and you always have the option to withdraw your loan request if you so choose. If and when you are ready to proceed, you must confirm your information and officially agree to terms with one of our representatives.
What can my same day loan be used for?
It is no concern to "Same day Loans" how, what or why you take out one of our same day payday loans. Whether you are paying-off bills, taking a much needed trip or covering an unexpected expense, we do not place restrictions on how you use your funds. It is your money to use any way that you choose.
How much fast cash can I get from Same Day Loans?
Your maximum loan amount is mainly governed by these factors:
- You may borrow up to $1000 and after a successful repayment of your loan, we may raise the amount on any future loans from www.SameDayLoans2.com.
- The information you provide in your application.
- The amount of money you earn weekly, bi-weekly or monthly.
- The specific state you live and bank in.
What are the fees and how are they established?
At Same Day Loans our fees are competitive and in compliance with all applicable state and federal laws. Depending on the lender, the state you live in and a few other factors, fees can range from a low of around $12 to a high of around $25 dollars per $100 borrowed. For example if you were to borrow $300, then the fee would be between $36 and $75. Fees are set by the individual lender and in many cases regulated by the state you live in.
What do I need to be able qualify for Same Day Loans?
It is easy to qualify for our same day payday loans. For loan amounts of $1000 and under, credit history is not always required nor is it highly relevant to these loans. In most cases a traditional credit check is not preformed but some lenders do. So, our cash advance approval decisions are less restrictive, which helps make our loans much easier to qualify for than a loan from traditional credit lenders. You should meet all of this short list of requirements:
Some Income Sources Are: A Regular Job - Social Security - Self Employed - Annuities - Fixed Income - Retirement Income - Benefits
- Be currently employed or receive regular income from a verifiable source.
- Earn at least $1000/month.
- Be 18 or more years old and a US citizen.
- Have an active checking account with direct deposit. Don't worry, almost all bank accounts these days have direct deposit. With ACH direct deposit it is Free to receive and send money by wire. When you use ACH transfers they are similar to a check but can be scheduled in advance and can occur automatically.
Can I apply online and what is the procedure?
Yes, you can apply online! To apply for loans same day, just complete and submit the loan application found on our website, www.SameDayLoans2.com. The nearly instant, about 60 seconds, approval process will begin immediately upon submitting your application. At this point, a loan advocate representative will contact you regarding your status, answer any questions you may have and help guide you through the remainder of the loan process.
What information must I provide to complete the online application?
We will need your name, address, employment information or source of regular income, banking details, and photo identification to complete your same day payday loan request.
Do you keep my personal and financial information secure?
At SameDayLoans2.com we respect our customer's right to privacy while managing their personal finances. Our site uses a variety of security measures to maintain the safety and security of your personal information. All personally sensitive data that is transmitted between your browser and our website uses (SSL), 128 bit Secure Socket Layer encryption technology.
Do you charge an application fee?
At www.SameDayLoan2.com we never charge applicants a fee to qualify for same day payday loans.
If I have bad credit can I still be approved for a loan today?
Yes, we make same day loans bad credit! Since we do not carry out credit checks, having bad credit will not prevent you from being approved and taking out "same day cash advance loans". Our friendly loan representatives will work with you, helping you to get a loan today, even if you have been turned down by lenders in the past.
Will I be required to fax any documents?
No, you will not have to fax any personal details. We are able to provide you with faxless loans same day. The lender company will instantly get all the necessary information online.
Same Day Payday Loan Details
The above covers a number of the more general questions. So now, let us answer a few more questions some of you may have by getting into a few finer details of these same day cash advance loans. Whether you are contemplating your first payday loan or you have previously gone through the process, you may find some of the following information helpful.
Our lenders have a policy of only one payday loan at a time. All other loans must be repaid before another may be approved.
You may be wondering if the lender will contact current or former employers... no! Your lender does not and will not contact employers. They maintain and operate a strict confidentiality policy. Absolutely none of your personal information will be passed onto any third party without your prior agreement or unless required by law.
Using Direct Deposit For Same Day Loans
You may be a bit puzzled about exactly how you will receive your cash the same day when you apply for a loan through an online lender. This is where "Direct Deposit" comes into play. Direct deposit is a form of electronic wire transfer of money. One of the very important differences between direct deposit and traditional wire transfers is "Direct Deposit Is Free" to send and to received payments between bank accounts. Several other handy little features of direct deposit are: 1) It can be scheduled in advance to automatically send or receive money at a future date. 2) Direct deposit can be set-up to make recurring installment payments.
To be approved for same day loans your bank account must have direct deposit, almost all bank accounts automatically come with it already set-up these days. So no worries there. The lender will direct deposit your cash into your bank account as quickly as 1 hour. When you and your loan representative are working out the details of your payday loan, the two of you will agree to a payment and repayment schedule using direct deposit as part of your loan agreement documents. Direct deposit is how you both receive and make repayment of your loan. Because your repayment is scheduled using direct deposit with the lender at the time you take out the loan, you will not have to do anything when it comes time for repayment, as it will happen automatically.
Same Day Loans Information